Excess Public Entity Liability

We offer Follow Form Excess Liability and Reinsurance for many classes of Public Entity risk throughout the US.

We will write over recognized Lead Carriers’ approved underlying forms including AL, GL, Public Officials’ Liability, Wrongful Acts, Employment Practice Liability, Law Enforcement Liability, Educators’ Legal Liability and related coverages.

We can write over underlying Occurrence and Claims Made forms. We can also follow Memoranda of Coverage (MOCs) for Pools.

Excess Public Entity Liability

We offer Follow Form Excess Liability and Reinsurance for many classes of Public Entity risk throughout the US.

We can write over underlying Occurrence and Claims Made forms. We can also follow Memoranda of Coverage (MOCs) for Pools.

Distribution:

We write in all 50 states through appointed wholesale brokers.

Distribution:

We write in all 50 states through appointed wholesale brokers.

Targeted Classes:

Cities
Counties
States
Public Utilities
Pools and JPAs
Transit Districts
Public School Districts
Colleges
Universities

Please contact us to discuss the types of risks we can write for you in these classes.

Targeted Classes:

Cities
Counties
States
Public Utilities
Pools and JPAs
Transit Districts
Public School Districts
Colleges
Universities

Please contact us to discuss the types of risks we can write for you in these classes.

Policy Limits & Form:

Up to $10M available, depending on attachment point
Excess Follow Form
Quota Share Follow Form
Certificate of Reinsurance

Minimum Required Underwriting Information:

Completed, signed and dated PE application from a recognized lead carrier
Completed signed and dated Educational/Sexual Abuse/Transit/Law Enforcement, etc. supplemental applications as applicable
Minimum 5 years of first dollar, uncapped loss data with details of all large
losses over $250,000, in addition to currently valued carrier loss runs
Expiring program structure including pricing
Proposed underlying terms and conditions
Most recent CAFR and Budget
Details of all relevant risk management, loss control and safety policies and procedures
Website

Additional Required Underwriting Information for Pools and JPAs:

Articles of Association/Membership Agreement
Memorandum of Coverage
Complete list of members
Most recent Financial Report and Actuarial Study
Proposed underlying terms and conditions
Most recent CAFR and Budget
Details of all relevant risk management, loss control and safety policies and procedures
Details of claims handling operations